Terms of Use

DATED 2020-01-01 · VERSION 20200101_rev01 · COMPARED WITH 20191001_rev01 · ARCHIVE SNAPSHOT

Full text changes — 20191001_rev01 to 20200101_rev01

COLOUR MARKS THE SEVERITY OF A FLAGGED CLAUSE · + AND − MARK ADDED AND REMOVED

+_Effective: July 11, 2018._
+_Effective: January 1, 2020._
 ## Thank you for using Coursera!
 Coursera's products and services are provided by Coursera, Inc. These Terms of Use ("Terms") govern your use of Coursera's website, apps, and other products and services ("Services"). As some of our Services may be software that is downloaded to your computer, phone, tablet, or other device, you agree that we may automatically update this software, and that these Terms will apply to such updates. Please read these Terms carefully, and [contact us](https://www.coursera.org/about/contact) if you have any questions. By using our Services, you agree to be bound by these Terms, including the policies referenced in these Terms.
 ## Using Coursera
 #### Who May Use our Services
+You may use our Services only if you can form a binding contract with Coursera, and only in compliance with these Terms and all applicable laws. When you create your Coursera account, and subsequently when you use certain features, you must provide us with accurate and complete information, and you agree to update your information to keep it accurate and complete. **Any use or access by anyone under the age of 13 is prohibited, and certain courses may have additional requirements and/or restrictions.**
+You may use our Services only if you can form a binding contract with Coursera, and only in compliance with these Terms and all applicable laws. When you create your Coursera account, and subsequently when you use certain features, you must provide us with accurate and complete information, and you agree to update your information to keep it accurate and complete. **Any use or access by anyone under the age of 13 is prohibited, and certain regions and Content Offerings may have additional requirements and/or restrictions.**
 #### Our License to You
+Subject to these Terms and our policies (including the Acceptable Use Policy, Honor Code, and course-specific eligibility requirements and other terms), we grant you a limited, personal, non-exclusive, non-transferable, and revocable license to use our Services. You may download content from our Services only for your personal, non-commercial use, unless you obtain Coursera's written permission to otherwise use the content. You also agree that you will create, access, and/or use only one user account, and you will not share with any third party access to or access information for your account. Using our Services does not give you ownership of any intellectual property rights in our Services or the content you access.
+Subject to these Terms and our policies (including the Acceptable Use Policy, Honor Code, and course-specific eligibility requirements, and other terms), we grant you a limited, personal, non-exclusive, non-transferable, and revocable license to use our Services. You may download content from our Services only for your personal, non-commercial use, unless you obtain Coursera's written permission to otherwise use the content. You also agree that you will create, access, and/or use only one user account, unless expressly permitted by Coursera, and you will not share with any third party access to or access information for your account. Using our Services does not give you ownership of any intellectual property rights in our Services or the content you access.
+## Our Courses
+## Content Offerings
+#### Course Modifications
+#### Changes to Content Offerings
+While we take pride in our world-class courses, unexpected events do occur. Coursera reserves the right to cancel, interrupt, or reschedule any course or to modify any course content or the point value or weight of any assignment, quiz, or other assessment. Courses offered are subject to the Disclaimers and Limitation of Liability sections below.
+Coursera offers courses and content ("Content Offerings") from universities and other providers ("Content Providers"). While we seek to provide world-class Content Offerings from our Content Providers, unexpected events do occur. Coursera reserves the right to cancel, interrupt, reschedule , or modify any Content Offerings, or change the point value or weight of any assignment, quiz, or other assessment. Content Offerings are subject to the Disclaimers and Limitation of Liability sections below.
 #### No Academic Credit
+Unless otherwise explicitly indicated by a credit-granting institution, participation in or completion of a course does not confer any academic credit. Even if credit is awarded by one institution, there is no presumption that other institutions will accept that credit. You agree not to accept credit for completing a course unless you have earned a Course Certificate (or other equivalent Coursera credential) for that course. Coursera, the course instructors, and the associated participating institutions have no obligation to have a course recognized by any educational institution or accreditation organization.
+Unless otherwise explicitly indicated by a credit-granting institution, participation in or completion of Content Offering does not confer any academic credit. Even if credit is awarded by one institution, there is no presumption that other institutions will accept that credit. You agree not to accept credit for completing a Content Offerings unless you have earned a Course Certificate or other equivalent documentation of your completion of the Content Offerings. Coursera, instructors, and the associated Content Providers have no obligation to have Content Offerings recognized by any educational institution or accreditation organization.
+#### Disclaimer of Student-University Relationship
+#### Disclaimer of Student-Partner Relationship
+Nothing in these Terms or otherwise with respect to your participation in any course: (a) establishes any relationship between you and any educational institution with which Coursera may be affiliated; (b) enrolls or registers you in any educational institution, or in any course offered by any educational institution; or (c) entitles you to use the resources of any educational institution beyond participation in the course.
+Except as described in the Degree and MasterTrackTM Certificate Programs Section below, nothing in these Terms or otherwise with respect to your participation in any Content Offerings by university or company partners ("Partners") : (a) establishes any relationship between you and any Partner; (b) enrolls or registers you in any Partner institution, or in any Content Offering offered by any Partner institution; or (c) entitles you to use the resources of any Partner institution beyond participation in the Content Offering.
 ## Your Content
 #### User Content
+The Services enable you to share your content, such as homework, quizzes, exams, projects, and other assignments you submit, posts you make in the forums, and the like ("User Content"), with Coursera, instructors, and/or other users. You retain all intellectual property rights in, and are responsible for, the User Content you share.
+The Services enable you to share your content, such as homework, quizzes, exams, projects, other assignments you submit, posts you make in the forums, and the like ("User Content"), with Coursera, instructors, and/or other users. You retain all intellectual property rights in, and are responsible for, the User Content you share. User Content does not include course content or other materials made available on or placed on to the Coursera platform by or on behalf of Coursera's Content Providers or their instructors using the Services, the Content Offerings; as between Coursera and its Content Providers, such Content Offerings are governed by the relevant agreements in place between Coursera and its Content Providers.
 #### How Coursera and Others May Use User Content
+To the extent that you provide User Content, you grant Coursera a fully-transferable, royalty-free, perpetual, sublicensable, non-exclusive, worldwide license to copy, distribute, modify, create derivative works based on, publicly perform, publicly display, and otherwise use the User Content. This license includes granting Coursera the right to authorize participating institutions to use User Content with their registered students and on-campus learners independent of the Services. Nothing in these Terms shall restrict other legal rights Coursera may have to User Content, for example under other licenses. We reserve the right to remove or modify User Content for any reason, including User Content that we believe violates these Terms.
+To the extent that you provide User Content, you grant Coursera a fully-transferable, royalty-free, perpetual, sublicensable, non-exclusive, worldwide license to copy, distribute, modify, create derivative works based on, publicly perform, publicly display, and otherwise use the User Content. This license includes granting Coursera the right to authorize Partners to use User Content with their registered students, on-campus learners, or other learners independent of the Services. Nothing in these Terms shall restrict other legal rights Coursera may have to User Content, for example under other licenses. We reserve the right to remove or modify User Content for any reason, including User Content that we believe violates these Terms.
 #### Feedback
 We welcome your suggestions, ideas, comments, and other feedback regarding the Services ("Feedback"). By submitting any Feedback, you grant us the right to use the Feedback without any restriction or any compensation to you. By accepting your Feedback, Coursera does not waive any rights to use similar or related Feedback previously known to Coursera, developed by its employees or contractors, or obtained from other sources.
 ## Security
 We care about the security of our users. While we work to protect the security of your account and related information, Coursera cannot guarantee that unauthorized third parties will not be able to defeat our security measures. Please notify us immediately of any compromise or unauthorized use of your account by emailing [security@coursera.org](mailto:security@coursera.org).
 ## Third Party Content
+Through the Services, you will have the ability to access and/or use content provided by instructors, other users, and/or other third parties and links to websites and services maintained by third parties. Coursera cannot guarantee that such third party content, in the Services or elsewhere, will be free of material you may find objectionable or otherwise inappropriate or of malware or other contaminants that may harm your computer, mobile device, or any files therein. Coursera disclaims any responsibility or liability related to your access or use of such third party content.
+Through the Services, you will have the ability to access and/or use content provided by instructors, other users, and/or other third parties and links to websites and services maintained by third parties. Coursera cannot guarantee that such third party content, in the Services or elsewhere, will be free of material you may find objectionable or otherwise inappropriate or of malware or other contaminants that may harm your computer, mobile device, or any files therein. Coursera disclaims any responsibility or liability related to your access or use of, or inability to access and use, such third party content.
 ## Copyright and Trademark Policy
+Coursera respects the intellectual property rights of our users, participating institutions, and other third parties and expects our users to do the same when using the Services. We have adopted and implemented the Coursera Copyright and Trademark Policy in accordance with applicable law, including the Digital Millennium Copyright Act.
+Coursera respects the intellectual property rights of our users, Content Providers, and other third parties and expects our users to do the same when using the Services. We have adopted and implemented the Coursera Copyright and Trademark Policy in accordance with applicable law, including the Digital Millennium Copyright Act.
 ## Education Research
+Coursera is committed to advancing the science of learning and teaching, and records of your participation in courses may be used for education research. In the interest of this research, you may be exposed to variations in the course content. Research findings will typically be reported at the aggregate level. Your personal identity will not be publicly disclosed in any research findings without your express consent.
+Coursera is committed to advancing the science of learning and teaching, and records of your participation in courses may be used for education research. In the interest of this research, you may be exposed to variations in the Content Offerings. Research findings will typically be reported at the aggregate level. Your personal identity will not be publicly disclosed in any research findings without your express consent.
+## Paid Services
+## Paid Services from Coursera
+Coursera offers paid Services (e.g., Course Certificates for certain courses) for a fee. Unless otherwise stated, all fees are quoted in U.S. Dollars. You are responsible for paying all fees and applicable taxes in a timely manner with a payment mechanism associated with the applicable paid Services. If your payment method fails or your account is past due, we may collect fees using other collection mechanisms. Fees may vary based on your location and other factors, and Coursera reserves the right to change any fees at any time at its sole discretion. Any change, update, or modification will be effective immediately upon posting through the relevant Services. Refunds may be available for paid Services as described in our Refund Policy.
+Coursera offers paid Services (e.g., Course Certificates for certain courses) for a fee. Unless otherwise stated, all fees are quoted in U.S. Dollars. You are responsible for paying all fees charged by or for Coursera and applicable taxes in a timely manner with a payment mechanism associated with the applicable paid Services. If your payment method fails or your account is past due, we may collect fees using other collection mechanisms. Fees may vary based on your location and other factors, and Coursera reserves the right to change any fees at any time at its sole discretion. Any change, update, or modification will be effective immediately upon posting through the relevant Services. Refunds may be available for paid Services as described in our Refund Policy. Degree and MasterTrackTM Certificate Programs The Services may allow you to enroll in degree and MasterTrack Certificate Programs offered by our university partners on the Coursera Platform. Coursera's university partners serve as the distance education providers of these programs and determine admissions, refund, and graduation or completion policies and requirements. Nothing in these Terms shall restrict the applicability to you of any institutional policies established by our university partner in connection with these programs (e.g., student codes of conduct); such policies shall supplement these Terms and to the extent there is a conflict between such policies and these Terms, as between you and our university partner, our university partner's policies shall govern.
 ## Modifying and Terminating our Services
+We are constantly changing and improving our Services. We may add or remove functions, features, or requirements, and we may suspend or stop a Service altogether. Accordingly, Coursera may terminate your use of any Service for any reason. If your use of a paid Service is terminated, a refund may be available under our Refund Policy. None of Coursera, its participating institutions and instructors, its contributors, sponsors, and other business partners, and their employees, contractors, and other agents (the "Coursera Parties") shall have any liability to you for any such action. You can stop using our Services at any time, although we'll be sorry to see you go.
+We are constantly changing and improving our Services. We may add or remove functions, features, or requirements, and we may suspend or stop part of our Services altogether. Accordingly, Coursera may terminate your use of any Service for any reason. If your use of a paid Service is terminated, a refund may be available under our Refund Policy. We may not be able to deliver the Services to certain regions or countries for various reasons, including due to applicable export control requirements or internet access limitations and restrictions from governments. None of Coursera, its Content Providers and instructors, its contributors, sponsors, and other business partners, and their employees, contractors, and other agents (the "Coursera Parties") shall have any liability to you for any such action. You can stop using our Services at any time, although we'll be sorry to see you go.
 ## Disclaimers
 THE SERVICES AND ALL INCLUDED CONTENT ARE PROVIDED ON AN "AS IS" BASIS WITHOUT WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED. THE COURSERA PARTIES SPECIFICALLY DISCLAIM ANY AND ALL WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT, AND ANY WARRANTIES ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE. THE COURSERA PARTIES FURTHER DISCLAIM ANY AND ALL LIABILITY RELATED TO YOUR ACCESS OR USE OF THE SERVICES OR ANY RELATED CONTENT. YOU ACKNOWLEDGE AND AGREE THAT ANY ACCESS TO OR USE OF THE SERVICES OR SUCH CONTENT IS AT YOUR OWN RISK.
 ## Limitation of Liability
 Excluding claims for injunctive or other equitable relief, for claims related to the Services where the total amount sought is less than ten thousand U.S. Dollars ($10,000.00 USD), either you or Coursera may elect at any point during the dispute to resolve the claim through binding, non-appearance-based arbitration. The dispute will then be resolved using an established alternative dispute resolution ("ADR") provider, mutually agreed upon by you and Coursera. The parties and the selected ADR provider shall not involve any personal appearance by the parties or witnesses, unless otherwise mutually agreed by the parties; rather, the arbitration shall be conducted, at the option of the party seeking relief, online, by telephone, or via written submissions alone. Any judgment rendered by the arbitrator may be entered in any court of competent jurisdiction.
 ## General Terms
 #### Revisions to the Terms
+We reserve the right to revise the Terms at our sole discretion at any time. Any revisions to the Terms will be effective immediately upon posting by us. For any material changes to the Terms, we will take reasonable steps to notify you of such changes. In all cases, your continued use of the Services after publication of such changes, with or without notification, constitutes binding acceptance of the revised Terms.
+We reserve the right to revise the Terms at our sole discretion at any time. Any revisions to the Terms will be effective immediately upon posting by us. For any material changes to the Terms, we will take reasonable steps to notify you of such changes, via a banner on the website, email notification, another method, or combination of methods. In all cases, your continued use of the Services after publication of such changes, with or without notification, constitutes binding acceptance of the revised Terms.
 #### Severability; Waiver
 If it turns out that a particular provision of these Terms is not enforceable, this will not affect any other terms. If you do not comply with these Terms, and we do not take immediate action, this does not indicate that we relinquish any rights that we may have (such as taking action in the future).
+#### Participating Institutions
+#### Content Providers
+Coursera's participating institutions are third party beneficiaries of the Terms and may enforce those provisions of the Terms that relate to them.
+Coursera's Content Providers, and integrated services providers are third party beneficiaries of the Terms and may enforce those provisions of the Terms that relate to them.
 #### Notice for California Users
 Under California Civil Code Section 1789.3, California website users are entitled to the following specific consumer rights notice: The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted in writing at 1625 N. Market Blvd., Suite S-202, Sacramento, California 95834, or by telephone at (800) 952-5210.
 ## Acceptable Use Policy
+_Effective: April 3rd, 2015_
+_Effective: January 1, 2020_
+Coursera's mission is to provide universal access to the world's best education. We believe strongly in preserving free speech and expression for our learners as well as academic freedom for our partner institutions and instructors. We also want to make sure that all of our learners and instructors feel safe and comfortable while using our Services. We have drafted these guidelines to ensure that people understand and follow the rules when participating in our online community and otherwise using our Services.
+Coursera's mission is to provide universal access to the world's best education. We believe strongly in preserving free speech and expression for our users as well as academic freedom for our Content Providers and instructors. We also want to make sure that all of our users and instructors feel safe and comfortable while using our Services. We have drafted this Policy to ensure that people understand and follow the rules when participating in our online community and otherwise using our Services.
+Although we do not routinely screen or monitor content provided by users, we may remove or edit inappropriate content or activity reported to us or suspend, disable, or terminate a user's access to all or part of the Services.
+We may remove or edit inappropriate content or activity identified by or reported to us or suspend, disable, or terminate a user's access to all or part of the Services.
+- Contains illegal content or promotes illegal activities with the intent to commit such activities. Please keep in mind that learners who are as young as 13 use Coursera, and we do not allow content that is inappropriate for these younger learners.
+- Contains illegal content or promotes illegal activities with the intent to commit such activities. Please keep in mind that users who are as young as 13 use Coursera, and we do not allow content that is inappropriate for these younger users.
 - Contains credible threats or organizes acts of real-world violence. We don't allow content that creates a genuine risk of physical injury or property damage, credibly threatens people or public safety, or organizes or encourages harm.
 - Harrasses others. We encourage commentary about people and matters of public interest, but abusive or otherwise inappropriate content directed at private individuals is not allowed.
 - Violates intellectual property, privacy, or other rights. Do not share content that you do not have the right to share, claim content that you did not create as your own, or otherwise infringe or misappropriate someone else's intellectual property or other rights. Always attribute materials used or quoted by you to the original copyright owner.
 - Spams others. Do not share irrelevant or inappropriate advertising, promotional, or solicitation content.
+- Otherwise violates the Coursera Terms of Use. Please note that specific courses may have additional rules and requirements.
+- Otherwise violates the Coursera Terms of Use. Please note that specific Content Offerings may have additional rules and requirements.
 #### You also aren't allowed to:
+- Do anything that violates local, state, national or international law or breaches any of your contractual obligations or fiduciary duties.
+- Do anything that violates local, state, national, or international law or breaches any of your contractual obligations or fiduciary duties.
 - Share your password, let anyone access your account, or do anything that might put your account at risk.
 - Attempt to access any other user's account.
 - Reproduce, transfer, sell, resell, or otherwise misuse any content from our Services, unless specifically authorized to do so.
 - Access, tamper with, or use non-public areas of our systems, unless specifically authorized to do so.
 - Break or circumvent our authentication or security measures or otherwise test the vulnerability of our systems or networks, unless specifically authorized to do so.
 - Try to reverse engineer any portion of our Services.
 - Try to interfere with any user, host, or network, for example by sending a virus, overloading, spamming, or mail-bombing.
 - Use our Services to distribute malware.
+- Use our Services or any functionality of the Coursera platform for anything other than for completing online courses or for pedagogical purposes.
 - Impersonate or misrepresent your affiliation with any person or entity.
 - Encourage or help anyone do any of the things on this list.
 ## Copyright and Trademark Policy
+_Effective as of April 3rd, 2015._
+_Effective as of January 1, 2020._
+Coursera respects the intellectual property rights of our partner institutions, instructors, and other third parties and expects our users to do the same when using the Services. We reserve the right to suspend, disable, or terminate the accounts of users who repeatedly infringe or are repeatedly charged with infringing the copyrights, trademarks, or other intellectual property rights of others.
+Coursera respects the intellectual property rights of our Content Providers, instructors, and other third parties and expects our users to do the same when using the Services. We reserve the right to suspend, disable, or terminate the accounts of users who repeatedly infringe or are repeatedly charged with infringing the copyrights, trademarks, or other intellectual property rights of others.
 The Digital Millennium Copyright Act of 1998 (the "DMCA") provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you would like to read the DMCA, please visit the U.S. Copyright Office website at [http://www.copyright.gov/legislation/dmca.pdf](http://www.copyright.gov/legislation/dmca.pdf).
 If you believe in good faith that materials on the Services infringe your copyright, the DCMA provides that you (or your agent) may send us a notice requesting that the material be removed or access to it blocked.
 The notice must include the following information:
 . via email: [copyright@coursera.org](mailto:copyright@coursera.org)
 We suggest that you consult your legal advisor before filing a notice. Also, be aware that there can be penalties for false claims under the DMCA.
 Coursera also respects the trademark rights of others. Accounts with any other content that misleads others or violates another's trademark may be updated, suspended, disabled, or terminated by Coursera in its sole discretion. If you are concerned that someone may be using your trademark in an infringing way on our Services, please email us at [copyright@coursera.org](mailto:copyright@coursera.org), and we will review your complaint. If we deem appropriate, we may remove the offending content, warn the individual who posted the content, and/or temporarily or permanently suspend or disable the individual's account.
+## Coursera Refund Policy
+## Refund Policy
+_Effective as of May 15, 2018._
+_Effective as of January 1, 2020._
+For details on our refund deadlines and policies, please refer to the information below; note that our policies differ for subscription payments vs. one-time course and Specialization purchases, and that payment options may vary from one Service to another. Please also note that we treat violations of our Terms of Use and Honor Code very seriously, and we have no obligation to offer refunds to learners who are found to be in violation of these terms, even if their requests are made within the designated refund period. Similarly, we have no obligation to offer late refunds to learners who do not pass a course or Specialization, or who are otherwise unsatisfied with their final grade.
+For details on our refund deadlines and policies, please refer to the information below; note that our policies differ for subscription payments vs. one-time course and Specialization purchases, and that payment options may vary from one Service to another. Please also note that we treat violations of our Terms of Use and Honor Code very seriously, and we have no obligation to offer refunds to users who are found to be in violation of these terms, even if their requests are made within the designated refund period. Similarly, we have no obligation to offer late refunds to users who do not receive a passing mark in the Content Offering, or who are otherwise unsatisfied with their final grade.
 For more information about our refund process, including instructions for requesting a refund, please visit our [Learner Help Center](https://learner.coursera.help/hc/articles/208280266).
 ## For Month-to-Month Subscriptions
+Coursera does not offer refunds for payments made on a subscription plan. To avoid being charged during a free trial promotion, you must cancel your subscription before your 7-day free trial ends. If you complete a course during the free trial period, Coursera reserves the right to require you to pay for a one-month subscription in order to receive a Course and/or Specialization Certificate.
+Coursera does not offer refunds for payments made on a month-month subscription plan. To avoid being charged during a free trial promotion, you must cancel your subscription before your 7-day free trial ends. If you complete a course during the free trial period, Coursera reserves the right to require you to pay for a one-month subscription in order to receive a Course and/or Specialization Certificate.
+Your subscription will continue on a month-to-month basis unless and until you [cancel your subscription](https://learner.coursera.help/hc/articles/216348123) or the subscription is suspended or discontinued by Coursera. For subscriptions to individual Specializations, Coursera will automatically discontinue your subscription at the end of the monthly period during which you earn a Specialization Certificate for the Specialization, unless you have subscribed through a third party marketplace that restricts Coursera's ability to do so -- e.g., in-app purchases through the Apple App Store. Please visit the third party marketplace for information regarding their policies. You must cancel your subscription before your monthly renewal date to avoid the next billing.
+Your subscription will continue on a month-to-month basis unless and until you [cancel](https://learner.coursera.help/hc/articles/216348123) or the subscription is suspended or discontinued by Coursera. For subscriptions to individual Specializations, Coursera will automatically discontinue your subscription at the end of the monthly period during which you earn a Specialization Certificate for the Specialization, unless you have subscribed through a third party marketplace that restricts Coursera's ability to do so -- e.g., in-app purchases through the Apple App Store. Please visit the third party marketplace for information regarding their policies. You must cancel your subscription before your monthly renewal date to avoid the next billing.
 If you cancel your subscription, cancellation will be effective at the end of the current monthly period; you will have continued access to your subscription for the remainder of that period, but you will not receive a refund.
+## For 6-Month Subscriptions
+## For Coursera Plus
+Coursera does not offer refunds for 6-month subscription payments. To avoid being charged during a free trial promotion, you must cancel your subscription before your 7-day free trial ends.
+To get a full refund of your Coursera Plus subscription payment, submit a refund request via the [Learner Help Center](https://learner.coursera.help/hc/en-us/articles/208280266-Refund-policies) within 14 days of your payment. Refunds will not be provided if requested after this 14-day period.
+Your subscription will continue for 6 months and then automatically renew unless and until you cancel your subscription or the subscription is suspended or discontinued by Coursera.
+Your Coursera Plus subscription will continue for the subscription period identified at the time of your purchase and then automatically renew unless and until you cancel your subscription or the subscription is suspended or discontinued by Coursera.
+If you cancel your subscription, you will continue to have access until the end of the 6-month period and will not be billed for the next billing cycle.
+If you cancel your subscription after the first 14 days of your subscription period, you will continue to have access until the end of the subscription period and will not be billed for the next billing cycle.
+## For 12-Month Subscriptions
+## For One-time Course and Specialization Purchases
+Coursera does not offer refunds for 12-month subscription payments. To avoid being charged during a free trial promotion, you must cancel your subscription before your 7-day free trial ends.
+If you cancel your paid enrollment for a standalone course, Coursera will offer you a complete refund until 14 days after payment, or until you have earned your Course Certificate, whichever is earlier. If you [pre-enroll and pay for a course](https://learner.coursera.help/hc/articles/209818603), Coursera will offer you a complete refund until 14 days after the course launches or until you have earned your Course Certificate, whichever is earlier. For avoidance doubt, once you have earned a Course Certificate with your payment, you are not eligible for a refund even if it is within 14 days. If you do not earn your Course Certificate within 180 days, your registration will expire and you will need to pay to re-enroll for the course. However, if you're taking a course through your company or organization (e.g. Coursera for BusinessCoursera for Governments or Organizations, Coursera for Refugees, or other Coursera Social Good programs ) then you can earn your certificate as long as your company's contract with Coursera is active and your access has not expired in accordance with the terms of that contract. Similarly, refunds and cancellations will also be governed by the terms of that contract between your organization and Coursera.
+Your subscription will continue for 12 months and then automatically renew unless and until you cancel your subscription or the subscription is suspended or discontinued by Coursera.
+If you cancel your subscription, you will continue to have access until the end of the 12-month period and will not be billed for the next billing cycle.
+## For Course and Specialization Purchases
+If you cancel your paid enrollment for a course, Coursera will offer you a complete refund until 14 days after payment, or until you have earned your Course Certificate, whichever is earlier. If you [pre-enroll and pay for a course](https://learner.coursera.help/hc/articles/209818603), Coursera will offer you a complete refund until 14 days after the course launches or until you have earned your Course Certificate, whichever is earlier. For avoidance doubt, once you have earned a Course Certificate with your payment, you are not eligible for a refund even if it is within 14 days. If you do not earn your Course Certificate within 180 days, your registration will expire and you will need to pay to re-enroll for the course. However, if you're taking a course through your company or organization (e.g. Coursera for Business, Refugees or Government) then you can earn your certificate as long as your company's contract with Coursera is active and your access has not expired in accordance with the terms of that contract. Similarly, refunds and cancellations will also be governed by the terms of that contract between your organization and Coursera.
 If you cancel your one-time, paid enrollment for a Specialization, Coursera will offer you a complete refund until 14 days after payment, or until you earn a Course Certificate for any course in the Specialization, whichever is earlier. If you [pre-enroll and pay for the Specialization](https://learner.coursera.help/hc/articles/209818603), Coursera will offer you a complete refund until 14 days after the first course in the Specialization launches or until you have earned your first Course Certificate for any course in the Specialization, whichever is earlier. If you earned your first Course Certificate for any course in the Specialization within 14 days, you are not eligible for a refund. Unless otherwise indicated as part of the sign-up process, you have one year after you purchase a Specialization to complete the Specialization.
 Notwithstanding the foregoing, shorter refund periods may apply to specific courses and Specializations (e.g., for courses that are part of the UCI Professional Certificate in Applied Project Management, you will only be eligible for a full refund until seven days after your payment date). In these cases, the shorter period will be stated as part of the sign-up process for the course or Specialization.
+## For Degree and MasterTrack Certificate Programs
+Refund policies for degree and MasterTrack certificate programs are established and administered by the university partner offering the program. Refund policies are communicated to students by Coursera's university partners.
 ## For Other Paid Services
 Except as described in this Refund Policy or as explicitly stated as part of the sign-up process for a Service, Coursera has no obligation to provide refunds or vouchers for any other Services.
 ## Third Party Marketplaces
 Notwithstanding the foregoing, if you purchase or subscribe for a course or Specialization, or purchase any other paid Service, through a third party marketplace (e.g., in-app purchases through the Apple App Store or purchases made through certain alternative payment services), the refund policy applicable to that third party marketplace will apply, unless otherwise explicitly stated by Coursera. Except as otherwise explicitly stated by Coursera, the third party marketplace will be solely responsible for making refunds under its refund policy, and Coursera will have no refund obligations. Coursera disclaims any responsibility or liability related to any third party marketplace's refund policy or the third party's compliance or noncompliance with such policy.
 ## Honor Code
+_Effective as of April 3, 2015_
+_Effective as of January 1, 2020_
+All students participating in the class must agree to abide by the following code of conduct:
+All students participating in the class must agree to abide by the following code:
+. I will register for only one account.
+. I will register for only one account, unless expressly permitted to register for additional accounts by Coursera.
 . My answers to homework, quizzes, exams, projects, and other assignments will be my own work (except for assignments that explicitly permit collaboration).
 . I will not make solutions to homework, quizzes, exams, projects, and other assignments available to anyone else (except to the extent an assignment explicitly permits sharing solutions). This includes both solutions written by me, as well as any solutions provided by the course staff or others.
 . I will not engage in any other activities that will dishonestly improve my results or dishonestly improve or hurt the results of others.
 ## Revisions
 Below is a list of all the revisions made to the content of our Terms, with links to view the difference between each revision.
+- [2019-12-20: Updated to reflect new product offerings including degrees, MasterTrack, and Coursera Plus](https://www.diffchecker.com/SVNlk3dr)
 - [2018-07-11: Updated Introduction and Reference Policies for clarification purposes.](https://www.diffchecker.com/HnhrMdiT)
 - [2018-03-26: Updated refund policy to clarify course and specialization purchases. Added links to Cookies Policy](https://www.diffchecker.com/wyB7EQ02)
 - [2017-08-22: Updated refund policy to reflect new products and policies](https://www.diffchecker.com/b9xCv6S6)
 - [2017-08-08: Updated refund policy to reflect new products and policies](https://www.diffchecker.com/67u8psoJ)
 - [2017-06-28: Updated refund policy to reflect new products and policies](https://www.diffchecker.com/V9V2O3xN)
 - [2017-04-11: Updated refund policy to reflect new products and policies](https://www.diffchecker.com/np2lUM3L)